Consumer loans
For covering costs of health services or furnishing real estates
This is why you’ll like it
Excellent terms
Flexibility
Ease of use
Take out a PBZ consumer loan
- Use date up to 3 months
- Up to 24 months repayment term
- Loan amount up to HRK 100,000
- Instalments enable you to repay your loan with less of an interest burden
Loan users
Any natural person (residents) who meet the Bank’s conditions of borrowing.
Loan amount and purpose
Purpose of the loan
Purpose of the loan is furnishing real estate and the payment of health services.
Loan amount
- from HRK 4,000 to 100,000
Loan amount also depends on the total commitment towards the Bank.
Credit period and manner of repayment
Repayment period
- 24 to 84 months
Manner of repayment
- in equal monthly annuities or monthly instalments
Instalments or annuities?
Instalments enable you to repay your loan with less interest burden.
Method of loan use
- for payment of health services – a non-cash one-off payment into the seller’s transaction account in full amount, based on the invoice or cost estimate
- for furnishing real estates – minimum 50% non-cash payment based on the invoice or cost estimate by wire transfer into the seller’s account, and the remaining amount into the loan user’s account
