Current account in HRK
Take advantage of the benefits
Overdraft
Instalments
Simple and quick access to money
I am switching to
You have decided to change the bank for your financial operations.
Switching your account to PBZ can now be done quickly and simply!
Visit your nearest PBZ branch, sign the authorisation to switch your account to PBZ and leave the rest to us.
Zanima Vas više o pogodnostima i uvjetima PBZ transakcijskih računa?
Ostavite svoje podatke radi dodatnih informacija
The right choice for your finances
Over 800,000 citizens have shown their trust in the PBZ current account in HRK and the PBZ payment card.
By opening a current account to receive your salary or pension, you can receive many benefits
Povoljne naknade
- bez naknade za vođenje tekućeg računa u eurima prvih 90 dana ili 12 mjeseci* ako ste korisnik PBZ kredita i usmjerite primanja na PBZ tekući račun
- od 0,71 EUR do 1,19 EUR (od 5,40 HRK do 9,00 HRK) mjesečno, odnosno od 0,36 EUR do 0,60 EUR (od 2,70 HRK do 4,50 HRK) mjesečno za vođenje tekućeg računa za umirovljenike (uplata mirovine na tekući račun)
- visina naknade smanjuje se ovisno o paketu Inovacija.
- bez naknade za mlade 18-25 godina. Više o PBZ mladi.
* posebna pogodnost do 31.12.2023. za klijente koji su korisnici postojećih ili novougovorenih PBZ kredita te koji do 31.12.2023. usmjere redovna primanja na postojeći ili novougovoreni PBZ tekući račun u eurima.
Fleksibilnost
Budite fleksibilni u slučaju iznenadnih potreba:
- mogućnost stavljanja na raspolaganje prekoračenja u visini triju prosječnih šestomjesečnih redovitih priljeva ili u iznosu koji ste imali u drugoj banci, najviše 5.310,00 EUR
- prekoračenje se stavlja na raspolaganje od prvog dana sljedećeg mjeseca na razdoblje od 6 mjeseci uz mogućnost obnavljanja
- kamatna stopa na iskorišteni iznos prekoračenja 5,94% fiksno
- uz prekoračenje, mogućnost odobravanja obročne otplate Visa Inspire karticom do 36 rata bez kamata i naknada uz mjesec dana odgode plaćanja prve rate
Beskontaktno mobilno plaćanje
Zaboravite na svoj novčanik, obavljajte svakodnevne transakcije beskontaktno putem mobilnog telefona!
- Contactless payment without a PIN up to 100 HRK
- Repayment in up to 36 instalments at over 20,000 points of sale
- Secure Internet shopping
Money availability
The current account adapts to your needs and allows you to quickly and easily access your money exactly when and where you need it:
- at the largest ATM network in Croatia and at the AMTs of the members of Intesa Sanpaolo Group abroad free of charge
- faster cardless cash withdrawals at PBZ ATMs with #withCASH
- easier payments of your repeating obligations with standing orders and direct debits
- control your money 24/7 with PBZ Digital Banking
Advantages
Flexibility
- An additional amount of funds in the event of sudden needs.
Amount of overdraft
- An overdraft of up to 40,000.00 HRK.
Additional funds
Direct your steady income to your PBZ current account in HRK and we will give you the option of an overdraft in an amount at least equal to the one you had in your previous bank and up to 40,000.00 HRK.
Overdraft
Fee
<p>No management fee is charged for student current accounts in HRK.</p>
<p>For pensioners, the management fee for a current account in HRK is monthly, ranging from 2.45 to 3.50 HRK depending on the Innovation package. The fee is charged to adult current account users who receive income in their current account in HRK only on the basis of pension payments. If the user, aside from the payment of pensions, also receives payments in their current account in HRK that are not pensions (salary, other steady monetary income etc.), as well as in the case of the cessation of pension payments in a continuous consecutive three-month period, the Bank will charge the User a regular monthly management fee for the current account in HRK.</p>
