Intesa Sanpaolo Assicurazioni
Expertise and experience
The Intesa Sanpaolo Assicurazioni Group brings together the best expertise and experience in the market: we are a leader in Italy in bancassurance and supplementary pension solutions. We offer insurance investment and pension savings products that create value for our clients, thanks to our hallmark solidity and reliability, and through constant focus on service quality, which we strive to keep increasingly efficient throughout the various stages of the contract’s lifecycle.
Range of products
Our range of insurance and pension products includes a variety of solutions across three main areas:
- Investment and Savings,
- Protection,
- Pension.
In the Investment and Savings area, we offer products designed to meet clients’ insurance needs and enhance the value of their savings.
Investicijsko životno osiguranje Opportunity Trend Dublin Branch
Who is it intended for?
- Natural persons and legal entities resident/with registered office in Croatia;
- Individuals between 18 and under 76 years of age;
- Those with a long-term investment horizon;
- Those interested in capital preservation, while accepting the risk that the investment may incur limited losses before the fund’s maturity
Advantages
- No charges on premium
- Undemanding contract conclusion for policyholders (no health exam or questionnaire)
- Low minimum single premium limit:1,000
- Multiple purchase of the product: possibility to contract more than one policy to be exposed to different macro trend
- High upper age limit for contracting: 75 years
- Voluntary transfer to a newly established internal fund to be exposed to different macro trend
- Surrender possible after only 1 year
Investment areas
The investment is made into an internal fund managed by the Company designed to increase the unit value and to protect, at maturity 19/05/2032, at least 100% of the highest unit value reached during the period from October 4, 2025, to January 28, 2026. the objective is reached through 2 components.
1. PROTECTION BOND COMPONENT
- managed in a “buy and watch” style, consisting of 95% diversified IG bonds (BTP and Investment Grade) selected by Eurizon Capital, and 5% of CLC (Credit Linked Certificate), with a maturity aligned to the fund.
2. EQUITY PERFORMANCE COMPONENT
- The purchase of options is established through the purchase of options for approximately 33% at the close of the placement window, and for the remaining portion in two additional tranches within the first three years of the fund’s life;
- it allows participation in the performance of the EURO iSTOXX® 50 Aerospace & Defenze Tilted NR Decrement 5% (synthetic dividend 5) index
Coverage
The Client is protected from market volatility and drawdown, indeed, if the investment is kept until the fund maturity the customer will receive at least the premium invested.
Minimum and maximum premium:
- Min: 1.000€
- Max: 1.000.000€
