Lombard loans
Use your savings to the max by taking out a Lombard loan which enables you to save and invest at the same time.
This is why you’ll like it
Simplicity
Flexibility
Ease of use
Take out a PBZ Lombard loan
- You have fixed-term savings or life insurance policy in EUR? A Lombard loan gives you cash while you save and invest at the same time
- Financing your own needs
- Loan amount from EUR 1,500 to up to 95% of the deposit principal amount or up to 85% of the redemption value of life insurance policy
- Instalments enable you to repay your loan with less of an interest burden
Loan users
Loan users
This loan may be used by residents who own:
- foreign currency deposits in EUR
- life insurance policy in EUR
Loan purpose and amount
Purpose of the loan
Disbursement in cash for financing your own needs while you save and invest at the same time, i.e. earn profit from interest, share value increase, or dividends.
Loan amount
- from EUR 1,500 to up to 95% of the deposit principal amount
- from EUR 1,500 to up to 85% of the redemption value of life insurance policy
Credit period and manner of repayment
Repayment period
- 18 to 60 months
Manner of repayment
- in equal monthly annuities
- in monthly instalments
- one-off repayment by paying the loan principal upon maturity with regular monthly interest payments
Instalments or annuities?
Instalments enable you to repay your loan with less interest burden.
Use of the loan
- disbursement to the loan user’s transaction account opened at PBZ
- disbursement into the account at another bank
Other loan benefits
- no guarantors
- disbursement in cash into the user’s transaction account in HRK
- no creditworthiness check
- different loan repayment options (annuities or monthly instalments or one-off repayment of principal)
- choice of dates for repayment of monthly annuities (last day of the month or another day)
- payment of fees from the granted loan amount
