The interest rate is fixed for the entire repayment period, and the amount of the interest rate depends on the repayment period. The interest rate with the lowest credit risk and with the loan amount up to 80% of the estimated value of the real estate is shown. EKS and the total repayment amount are calculated based on the selected loan amount and repayment term, without intercalary interest and additional costs. 
For more information, see General information available at www.pbz.hr or at the branch.
The calculation is informative and is not binding for the Bank.

The interest rate shown is the lowest credit risk interest rate, valid for the period from 27.10. to 15.12.2025.

The interest rate depends on the individual client's relationship with the Bank. The interest rate shown is the one with the lowest credit risk. APRC is calculated on the specified loan amount, with the specified tenor and the specified fixed interest rate. The calculation of APRC includes intercalary interest for one month.
For more information, see General information available at www.pbz.hr or at the branch.
The calculation is informative and is not binding for the Bank.

The interest rate with the client status is displayed. APRC and the total amount for repayment are calculated on the selected loan amount and tenor, without intercalary interest.
For more information, see General information available at www.pbz.hr or at the branch.
The calculation is informative and is not binding for the Bank.

The variable interest rate is defined as the sum of the fixed and variable part (6M NRS1 for HRK/6M NRS1 for EUR). APRC and the total amount for repayment are calculated on the selected loan amount and tenor, without intercalary interest and additional costs.
For more information, see General information available at www.pbz.hr or at the branch.
The calculation is informative and is not binding for the Bank.

The amount of the interest rate depends on the credit risk of the client. The interest rate with the lowest credit risk is shown. The interest rate is fixed for the entire repayment period, and the amount of the interest rate depends on the repayment period. EKS and the total repayment amount are calculated based on the selected loan amount and repayment term, without intercalary interest and additional costs.
For more information, see General information available at www.pbz.hr or at the branch.
The calculation is informative and is not binding for the Bank.