COSME loan
A credit program for your easy access to funds.
Take advantage of the benefits
Without a mortgage for real estate
Shorter process
Extended repayment period
PBZ COSME loan
Loan program with extremely favourable financing conditions, with reduced requirements for insurance instruments.
Financing is made possible thanks to the guarantee secured under the COSME program from the European Fund for Strategic Investments (EFSI).
For craftsmen, small and medium enterprises
Loans for financing working capital
- amount of loan: up to HRK 250,000.00
- loan repayment term: 18 to 36 months
- insurance instruments: ONLY bills of exchange and debenture
- mortgages as an insurance instrument are not required
Loans for financing investments
Loans for financing investments in new equipment and machinery, IT equipment, commercial vehicles and trailers.
- amount of loan: up to HRK 400,000.00
- loan repayment term: 18 to 60 months
- insurance instruments: bills of exchange, debenture, mortgage for a financing subject with a value of more than HRK 25,000.00
For medium and large enterprises
Loans for financing investments
Loans for financing investments in new equipment and machinery, IT equipment, commercial vehicles and trailers.
- amount of loan: up to HRK 1,000,000.00
- loan repayment term: 18 to 84 months
- insurance instruments: bills of exchange, debenture, mortgage for a financing subject with a value of more than HRK 25,000.00
Long-term loan from GGF funds for financing energy efficiency projects and projects for renewable energy sources
Credit line for financing energy efficiency projects and projects for renewable energy sources.
Feautures:
- for projects with a longer maturity of up to 12 years
- maximum loan amount: EUR 10,000,000
- the line is supported by free technical assistance from consultants (EIHP)
- in cooperation with GGF (Green for Growth Fund)
PBZ loans for the energy renovation of buildings
The roof that drains and the big heating bills are in the past.
Check out the PBZ loans for the energy renovation of buildings - PBZ model for buildings.
